Insurance

Provisional Insurance by Marmalade - 1,2 and 3 moth policys available.

From early 2011, a new law will mean that the registered keeper of a vehicle must keep it insured unless they've made a SORN (Statutory Off Road Notification). If you're not insured and haven't made a SORN, you could face a penalty. Find out what the change in the law means for you here

It is an offence to drive a motor vehicle on the road without insurance. The penalties are quite severe. Failure to have insurance means a fine and penalty points on a licence, and maybe disqualification. It's also an offence for someone to allow their car to be used by a person who is not insured to drive it. There are 3 different kinds of motor insurance, offering different levels of cover:

Third party:
only pays for damage caused to other people or their property. This is the minimum level of insurance cover required by law

Third party fire and theft:
gives you further protection by covering you against theft or fire damage to your own vehicle

Fully comprehensive:
usually the most expensive, but covers the cost of accident repair damage to your own vehicle as well as compensating others for injuries or damage in the accident.

When you apply for any insurance, make sure the information you give is accurate. If it's not, your insurance will be invalid. It's an offence knowingly to make a false statement to obtain insurance.