Insurance It is an offence to drive a motor vehicle on the road without insurance. The penalties are quite severe. Failure to have insurance means a fine and penalty points on a licence, and maybe disqualification. It's also an offence for someone to allow their car to be used by a person who is not insured to drive it. There are 3 different kinds of motor insurance, offering different levels of cover: Third party: only pays for damage caused to other people or their property. This is the minimum level of insurance cover required by law Third party fire and theft: gives you further protection by covering you against theft or fire damage to your own vehicle Fully comprehensive: usually the most expensive, but covers the cost of accident repair damage to your own vehicle as well as compensating others for injuries or damage in the accident. When you apply for any insurance, make sure the information you give is accurate. If it's not, your insurance will be invalid. It's an offence knowingly to make a false statement to obtain insurance. < back		Click here to find out more >  safer driver for life, not just for the test >  fully trained >  high pass rate >  CRB checked >  fully insured >  friendly and reliable >  tailored lessons >  tuition is one-on-one
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